Category Archives: Wealth Creation

Items involving the concepts of wealth creation.

Millions in Nothing Down Real Estate

Posted on 2014/09/28 by Jeffrey Smith

I just published my next eBook, “Millions in Nothing Down Real Estate“. This book is a very simplified version of my “How to Pyramid Your Equity to Create Wealth and Financial Freedom” (click here). My latest eBook focuses on generating wealth … Continue reading →

Tips Are Cheerfully Accepted!

Posted on 2014/09/02 by Jeffrey Smith

Well, I’ve finally come to it. My costs are increasing for maintaining this website, adding features to my products, writing free articles and posting free YouTube videos. The time has come to add a PayPal Donate button. I hoped it wouldn’t … Continue reading →

Posted in General, Real Estate Investing, Time Value of Money, Wealth Creation | Tagged cash, contribute, course, credit, currency, debit, debt, donate, equity, flow, guarantee, guru, lender, money, profit, real estate | Comments Off

My thoughts on Bitcoin and cryptocurrencies

Posted on 2014/07/15 by Jeffrey Smith

Bitcoin (BTC) has been hacked several times, mostly for “proof of concept” and not for nefarious intent. The algorithms for creating new BTC are now so difficult to compute that most BTC farmers are out of that business. The processing … Continue reading →

Posted in Real Estate Investing, Time Value of Money, Wealth Creation | Tagged ask, bid, bitcoin, btc, cash flow, credit, crypto, cryptocurrency, currency, debt, exchange, expense, income, management, price, profit, revenue, stock, yield | Comments Off

Only Cash Flow Matters

Posted on 2014/03/07 by Jeffrey Smith

2014 Q1 is almost over. The lamestream media says everything is rosy (yeah, right). The problem with a cliff, even a demographic cliff, is that it is such a sharp drop-off that most folks can’t see the cliff until they … Continue reading →

Posted in Real Estate Investing, Time Value of Money, Wealth Creation | Comments Off

Preparing for another economic crisis

Posted on 2014/01/05 by Jeffrey Smith

Housing prices will collapse with a nominal increase in interest rates. Get your financial calculator: N=360 (30 years), Rate=4% per year, PV=100,000, PMT=477.52, FV=0. Those are the numbers for a $100,000 mortgage debt at 4% per year, fully amortizing over … Continue reading →

Posted in General, Real Estate Investing, Wealth Creation | Tagged cash flow, credit, crisis, debt, depression, expense, income, leverage, recession | Comments Off

Buy or Refinance Now

Posted on 2013/10/16 by Jeffrey Smith

The valuation of income properties is directly tied to the cost and structure of financing. Real estate is a “borrowed money” business. As interest rates rise, the capitalization rate required to service the debt for a purchase or refinance also … Continue reading →

Posted in Real Estate Investing, Wealth Creation | Tagged aitd, all inclusive trust deed, apartment, buy, buyer, cap rate, capitalization rate, cash flow, cash on cash return, ccr, conventional, credit, debt, equity, fannie mae, fha, financial literacy, financier, freddie mac, gross scheduled income, group investment, interest, invest, lease, leverage, loan to value, ltv, net operating income, principal, real estate, rent, rental income, return on equity, return on investment, roe, roi, sell, seller, software, spreadsheet, subordinate, syndication, syndicator, time value of money, tranche, tvm, va, wrap around, yield | Comments Off

The Equity Waterfall for a Syndicator

Posted on 2013/09/04 by Jeffrey Smith

I just wrote an article about my preferred structure for structuring the equity financing with senior equity, preferred equity, and common equity. A syndicator that raises private equity may consider an equity waterfall that is similar to a combination of … Continue reading →

Posted in Introduction to Income Valuation and Syndication, Real Estate Investing, Wealth Creation | Tagged capital, cash flow, credit, debt, distribution, equity, exit strategy, expense, financing, income, junior, lien, llc, operating agreement, periodic, personalty, preferred, prioritized, priority, realty, risk, senior, syndication, syndicator, time value of money, waterfall, yield | Comments Off

Capitalization Rate and Cash on Cash Return

Posted on 2013/08/13 by Jeffrey Smith

I just added a new article on the correct way to calculate the Capitalization Rate (CAP) according to the cost and structure of financing. An income property is generally valued on its cash flow, either the current cash flow or … Continue reading →

Generate a PDF syndication package or a loan request package

Posted on 2013/07/11 by Jeffrey Smith

I just made a major update to the very affordably priced “Introduction to Income Valuation and Syndication” course. With the sophisticated macro-enabled Excel 2007 ProFormaStabilized.xlsm spreadsheet, you can now generate a multi-page PDF presentation package for syndicating to your private financiers … Continue reading →

Posted in Introduction to Income Valuation and Syndication, Real Estate Investing, Wealth Creation | Tagged aitd, all inclusive trust deed, apartment, buy, buyer, cap rate, capitalization rate, cash flow, cash on cash return, ccr, conventional, credit, debt, equity, fannie mae, fha, financial literacy, financier, freddie mac, gross scheduled income, group investment, interest, invest, lease, leverage, loan to value, ltv, net operating income, principal, real estate, rent, rental income, return on equity, return on investment, roe, roi, sell, seller, software, spreadsheet, subordinate, syndication, syndicator, time value of money, tranche, tvm, va, wrap around, yield | Comments Off

New Video: Master Lease and Option RUBS

Posted on 2013/06/24 by Jeffrey Smith

I added a powerful spreadsheet for calculating and generating invoices for the Ratio Utility Billing System (RUBS). There are 2 video tutorials showing how to use the spreadsheet and how to generate the mail merge templates. The spreadsheet supports unlimited … Continue reading →

Category Archives: Wealth Creation

Millions in Nothing Down Real Estate

Tips Are Cheerfully Accepted!

My thoughts on Bitcoin and cryptocurrencies

Only Cash Flow Matters

Preparing for another economic crisis

The Equity Waterfall for a Syndicator

Contribute

Meta

Categories

Disclosure Statement