Tag Archives: borrower

Yet Another Housing Bubble?

I just posted an article on the 2013 apparent housing bubble. April 2013, the more things change, the more they stay the same. It seems like Deja Vu all over again. There are very few listed houses, multiple offers, bidding wars, double digit price inflation, and listed houses are on the market for a very […]

The Infamous Reverse Mortgage

I just added a free PDF special report about the infamous “Reverse Mortgage”. There are finance companies that are offering the “Reverse Mortgage” to seniors (at least age 62). Seniors with a substantial amount of equity in their residence are targets of this aggressive predatory loan. There are many “celebrities” who claim a reputation for […]

Guru Tips on Refinancing

I just posted a new article on the Time Value of Money (TVM) principles for refinancing your home. I just heard some ridiculous financial advice from a “personal finance guru” regarding refinancing your home mortgage. Refinance to a lower interest rate. Refinance to a shorter amortization term (number of payments to pay off). Refinance only […]